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Towns County Schools Finance Dept. 
   Myra Underwood - Fiinance Director
Myra Underwood
Finance Director
Diane Adams Accounts Payable
Diane Adams
Accounts Payable

info & links
Visit the Peach State Credit Union Website
Peach State FCU

Open Enrollment
SHBP Open Enrollment for Plan Year - 2024 | Current Open Enrollment dates: TBD
Descision Guide | Current Rates

Benefits are provided to full-time employees (those working at least 20 hours a week) of the Towns County School System.

Please note changes to benefits can only be made outside of open enrollment if a qualifying event occurs. Examples of a qualifying event may include adoption, birth, death, divorce, or marriage. Employees may also have a qualifying event when their spouse’s employment changes and benefits are offered that were not previously offered. If a qualifying event occurs, required documentation must be submitted within 30 days of the event.

Teacher Retirement System (TRS)- Eligible employees contribute 6.0% of their gross monthly salary to TRS. In addition, the Towns County Board of Education contributes a percetage of the gross monthly salary to TRS which varies from year to year.

Public School Employee Retirement System (PSERS)-The Towns County Board of Education contributes $4.00 per month September through May for eligible employees hired prior July 1, 2012. After July 1, 2012 the contribution rate is $10.00. (bus drivers, school nutrition, maintenance, custodial employees)

Social Security- Employees pay 6.2% of their gross monthly salary toward social security. The Towns County Board of Education pays 6.2% of the gross monthly salary of eligible employees.

Medicare- Employees pay 1.45% of their gross monthly salary toward Medicare. This is matched by the Towns County Board of Education.

Towns County Schools makes the following optional coverage available to its full-time employees. The premiums for these plans are the responsibility of the employee:

Open enrollment for optional coverage occurs annually in the spring. Employees will be notified of specific dates. Coverage selected during open enrollment will take effect on July 1st of the same year.

All of the following benefits are offered through American Fidelity:

• Accident
• Cafeteria Plan
• Cancer
• Dental Insurance
• Disability
• Life
• Long Term Care
• Vision
• 403B (Download)

Please select this link to access forms and additional information.

Contact Information for Annuities:
• American Fidelity Assurance 800-662-1106
• Horace Mann Life Insurance 866-999-1945
• Lincoln National 800-454-6265
• The Variable Annuity Life Ins. Co 800-448-2542